Toolkit

Cash Buffer

Size your cash reserve against Berkshire Hathaway's cash-to-assets ratio. See the full history on the philosophy page.

Inputs

Your total assets ($)

Your current cash ($) — optional

Benchmark

Berkshire-style cash buffer

$19,894

19.9% of $100,000 — Berkshire's long-run average cash weight.

Berkshire cash-to-assets

19.9%

Long-run avg

31.7%

Now (2026)

Buffett keeps cash as dry powder for downturns. The “now” figure sits well above his own long-run average — context, not a signal to act.

For information and education only — not investment advice. Berkshire figures are year-end and approximate.